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Capital One Class Action Settlement 2026 — Check If You Qualify

The Capital One class action settlement totals $425 Million, with payouts of Proportional to account balance (automatic) per person. No proof of purchase is required to file a claim. Deadline: April 20, 2026.

Capital One secretly kept interest rates artificially low on legacy 360 Savings accounts while offering much higher rates on its newer 360 Performance Savings accounts. The $425 million settlement provides automatic payments based on historical account balances.

Your Payout

Proportional to account balance (automatic)

Total Settlement

$425 Million

Claim Deadline

April 20, 2026

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Am I Eligible?

U.S. persons or entities who held a Capital One 360 Savings account at any time between September 18, 2019 and June 16, 2025.

How to File Your Claim

Payments are automatic — no claim form needed. Select your preferred electronic payment method by the final hearing date (April 20, 2026) at the settlement website.

Frequently Asked Questions

How much can I get from the Capital One settlement?+
Eligible claimants can receive Proportional to account balance (automatic) from the $425 Million total settlement. The actual amount depends on the number of valid claims filed.
Do I need proof of purchase?+
No proof of purchase is required for basic claims. Simply provide your contact information and confirm your eligibility.
What is the deadline?+
The claim deadline is April 20, 2026. After this date, you will no longer be able to file a claim. We recommend filing as soon as possible.

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