Do I need proof of purchase for the Capital One settlement?

No, this settlement does not require proof of purchase for basic claims.

What is the deadline for the Capital One settlement?

The claim deadline is April 20, 2026. File your claim before this date to be eligible for a payout.

No Proof Needed

Capital One Class Action Settlement 2026 — Check If You Qualify

Capital One secretly kept interest rates artificially low on legacy 360 Savings accounts while offering much higher rates on its newer 360 Performance Savings accounts. The $425 million settlement provides automatic payments based on historical account balances.

Your Payout

Proportional to account balance (automatic)

Total Settlement

$425 Million

Claim Deadline

April 20, 2026

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Am I Eligible?

U.S. persons or entities who held a Capital One 360 Savings account at any time between September 18, 2019 and June 16, 2025.

How to File Your Claim

Payments are automatic — no claim form needed. Select your preferred electronic payment method by the final hearing date (April 20, 2026) at the settlement website.

Frequently Asked Questions

How much can I get from the Capital One settlement?+

Eligible claimants can receive Proportional to account balance (automatic) from the $425 Million total settlement. The actual amount depends on the number of valid claims filed.

Do I need proof of purchase?+

No proof of purchase is required for basic claims. Simply provide your contact information and confirm your eligibility.

What is the deadline?+

The claim deadline is April 20, 2026. After this date, you will no longer be able to file a claim. We recommend filing as soon as possible.

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